At JOIMA, we offer different payment methods to accommodate your needs. You can make payment through Bank Transfer in advance, providing you with the option to complete the transaction securely and conveniently.

Additionally, we have a financing option in collaboration with Banco Santander. You can finance your purchase for 6 or 12 months with no interest, allowing you to spread the payment into convenient installments. It’s important to note that there is a 3% opening commission fee for this option.

In the case of financing, the first installment should be paid the month following the purchase, giving you some time to organize your payments accordingly.

At JOIMA, we aim to make your shopping experience easier by offering flexible and secure options for you to conveniently purchase our products.